Anticipate Your Long Term Care Insurance Needs Now

Catastrophic illness and long-term health care can virtually eliminate a life-time accumulation of retirement funds if one is not adequately insured. The national average for long-term care costs of a Medicare certified nursing home, semi-private room is $95,600 per year; home health care aids provided by a certified home healthcare agency is $19.36 / hour.

The average monthly rate of an occupancy suite in a state-certified assisted living facility is $3,425 / month. It has been estimated that every American over the age of 65 has at least a 56 percent chance of spending at least a year in a nursing home. Long-term care (LTC) coverage is one effective way of preventing an erosion of retirement funds.

As an Independent agent, Brassard & Associates, LLC offers many plans from a large variety of Insurance providers. Call us today so we can match you up with the plan that best fits your personal situation.

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